The bill is signed!


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cameracollector is offline cameracollector Post #1  March 23,2010, 8:04am
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is not ready for Missouri summer

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I know many of you are furious (to put it mildly) about this bill. I'm not ecstatic - I wanted the public option, which is not there, which means it's NOT government takeover of healthcare. But I'll take it.

I've said this before but I haven't been here for a long time so let me say it again. I am a productive member of the workforce, but that is ONLY because I have health care that covers the cost of prescriptions that keep me that way. As it is, my out-of-pocket costs are $500/month. If I had to pay the full freight, I would be paying $1200-$1500 out of pocket, PER MONTH. Without the meds and doctors' supervision, I would soon be the stereotypical crazy bag lady living on the street. That is not an exaggeration. I would be unable to continue to be a productive, taxpaying member of society. And society, as currently structured, couldn't care less.

IMHO, the private sector brought this on itself by egregiously cherry-picking the healthiest people for its insurance pools, leaving others to struggle with little recourse or fallback. The private sector has no empathy. Perhaps its not supposed to have any, although we should remember that Adam Smith did expect the invisible hand to work with a moral sense.

Had the private sector not left all moral sense behind in the greedy pursuit of its bottom line, government would not have been asked to step in. That's right: government was asked to step in. "Not by me!", you protest. Perhaps not. But those of us who are cancer survivors, who have other pre-existing conditions such as mental illness or epilepsy, who want to be able to change jobs without being denied insurance for our pre-existing conditions, have had no recourse but to ask government to step in. We put Obama in office. We wanted positive change. And now we have it.

As an additional perk: I can now keep my daughters on my health insurance through age 26, as they establish themselves as productive, working adults. I didn't need that when I was their age, but too much has changed in the last generation.

Can we create a polity that cares about the least among us? Yes, I believe we can.
 
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Lilycat is offline Lilycat Post #2  March 23,2010, 12:12pm
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Just been lurking for a while....... but back again lol.

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Applause! Brilliant!

Lilycat
 
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Zbeau is offline Zbeau Post #3  March 23,2010, 6:17pm
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Hear hear! Good luck and God bless.
 
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D_Lion is offline D_Lion Post #4  March 24,2010, 3:23pm
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If I have to pay for your drugs, I'd like you to pay for something for me.
 
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cameracollector is offline cameracollector Post #5  March 25,2010, 8:11pm
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is not ready for Missouri summer

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D_Lion wrote :
If I have to pay for your drugs, I'd like you to pay for something for me.
Who says it was your taxes that paid for my drugs? Right now, I have private healthcare insurance. That isn't going to change. If anything, I'm likely to get taxed for having one of those "cadillac" plans. So what exactly is your beef?
 
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justme27 is offline justme27 Post #6  March 26,2010, 3:22am
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There I put up a darn avatar is everyone happy! T.S. Eliot very pretentious

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D_Lion wrote :
If I have to pay for your drugs, I'd like you to pay for something for me.
Well D_Lion I like you and everything and I'm not a political guy but coming from an economist to a CPA, let's look at the numbers.

Ok so supposing you are an individual who earns over 350,000 per year, you are looking at the highest rate of taxation to support the bill and that would be a taxable amount of 5.4% Running the numbers that is approximately, $18,900 dollars of extra income tax per year. That sounds pretty bad doesn't it? And I'm sure, you're expecting some kind of Hyundai from the OP.

However considering the OP is not alone in receiving your $18,900 but in fact that amount is going to be spread out to the 34 million uninsured--not even taking into account the under-insured--that means that of your money the OP will receive approximately 0.000590625 cents of your money.

I'm just saying, If the OP cannot afford to pay you back a fraction of a penny. I'd be more than happy to do so. Who should I send the check out to?
Last edited by justme27; March 26,2010 at 3:24am. Reason: your and you're
 
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cameracollector is offline cameracollector Post #7  March 26,2010, 8:31am
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is not ready for Missouri summer

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justme27 wrote :
Well D_Lion I like you and everything and I'm not a political guy but coming from an economist to a CPA, let's look at the numbers.

Ok so supposing you are an individual who earns over 350,000 per year, you are looking at the highest rate of taxation to support the bill and that would be a taxable amount of 5.4% Running the numbers that is approximately, $18,900 dollars of extra income tax per year. That sounds pretty bad doesn't it? And I'm sure, you're expecting some kind of Hyundai from the OP.

However considering the OP is not alone in receiving your $18,900 but in fact that amount is going to be spread out to the 34 million uninsured--not even taking into account the under-insured--that means that of your money the OP will receive approximately 0.000590625 cents of your money.

I'm just saying, If the OP cannot afford to pay you back a fraction of a penny. I'd be more than happy to do so. Who should I send the check out to?

brilliant.
 
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dwreese182 is offline dwreese182 Post #8  March 26,2010, 9:04am
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Pag-ibig ng isla

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justme27 wrote :
34 million uninsured........ 0.000590625 cents of your money.

I'm just saying, If the OP cannot afford to pay you back a fraction of a penny. I'd be more than happy to do so. Who should I send the check out to?
Great, now just get the other 34 million to go along with this repayment scheme and I'm on board. Don't forget the interest!
 
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D_Lion is offline D_Lion Post #9  March 26,2010, 3:07pm
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cameracollector wrote :
Who says it was your taxes that paid for my drugs? Right now, I have private healthcare insurance. That isn't going to change. If anything, I'm likely to get taxed for having one of those "cadillac" plans. So what exactly is your beef?

"Health insurance" that doesn't set specific rates appropriate to an individual's anticipated consumption of claims, is not insurance but welfare.

Further, if you advocate socialized health cost, you are advocating the costs for consumption of health services and products being shifted from those who consume more, to those who consume less.

That's my beef, since I pay for others, and don't agree that I should.

***

Now, perhaps oddly, I support full socialized health care (government paid, no "insurance"), though I am motivated by cost reduction and economic efficiencies, which I believe a well-designed system could provide.
 
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Lilycat is offline Lilycat Post #10  March 26,2010, 3:44pm
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D_Lion wrote :
"Health insurance" that doesn't set specific rates appropriate to an individual's anticipated consumption of claims, is not insurance but welfare.

Further, if you advocate socialized health cost, you are advocating the costs for consumption of health services and products being shifted from those who consume more, to those who consume less.

That's my beef, since I pay for others, and don't agree that I should.

***

Now, perhaps oddly, I support full socialized health care (government paid, no "insurance"), though I am motivated by cost reduction and economic efficiencies, which I believe a well-designed system could provide.

Being Canadian and seeing the system at work, well, it does have its drawbacks, but the basics are covered and in general catastrophic illness need not bankrupt people - that is the result they are after with this legislation I believe, and it is quite likely that government run would be the better option - after all people will still have health insurance, and pay for it, to cover the "extras" such as prescriptions, etc. although the various provinces here have programs that will pay for prescriptions geared to income. A lot of cancer patients use these, as the cost of the drugs is astronomical. Anyone can apply, and the deductable is geared to income.

The insurance companies already have the infrastructure in place in the US, they are run for profit, so (I can hear the screams now lol) why not nationalize portions of them in some manner?

There are plenty of ways to do this, agreement is the difficult part.......

JMHO

Lilycat
 
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