Is Child-Support a form of Welfare?


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cameracollector is offline cameracollector Post #21  March 10,2009, 1:57pm
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is not ready for Missouri summer

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I have a pretty good relationship (now) with my ex-husband (my daughters' father). He is a good man and I have a lot of respect and affection for him.


Early in our divorce, he (at the instigation of second wife, I think, who never got child support from *her* ex), he tried to put stipulations on how the child support was to be used. I told him if he was going to be controlling in that way, he could keepthe effing child support because I didn't want it. After all, we were living in the same town, we shared legal and physical custody,and he could have chosen to support the girls more directly


He chose to continue paying the traditional form of child support (meaning,transferring funds to meuntil recently, when I've asked him to transfer funds directly to each child). I thought that was interesting.


At the same time, I'd like to point out that the amount has stayed flat for over a decade, despite the growing disparity in our incomes and the increasing cost of living (and cost of teenagers, lol).


It's an imperfect system at best.


I'm trying to get my ex-wife to evaluate our situation again. She's a CPA, I'm an engineer, our incomes area little separated, butshe makes good money by any standard (very sustainable income). We have true 50:50 custody of one boy, swap on Fridays. By any standards, and by all accounts I got screwed during my divorce. Even the women I date, who never get CS from their ex,shake their heads and call me an idiot.


Still, every time I try to bring up CS, I get the same response: "Do whatever the f.ck you want, I don't care anymore."


She immediately gets frustrated. Like so many of the leaving-spouses, Ilether keep the house, and got myself a 1BR apartment that wreaked of the upstairs neighbor's pot. Even during the separation I paid her a hefty support, and for a couple of years even footed the mortgage along withmy new rent. After six years of moving around, I'm finally back in a decent house and trying to restart my life for-really real-real.


Again, we're 50:50, and in fact, since she has 4weeks/year of busy season, I end up watching our son 7 months out of the year, and she only has him 5 months.


I asked her this morning about the CS. Same response as always.


- Saul (leaving to go f.ck himself, as instructed)


p.s. The reason I got to thinking on this topic of welfare and CS, is because she's a staunch conservative, well-aligned with me politically. I got to thinking that maybe this is a form of welfare to which she's become addicted -- she is living beyond her means, only because I keepsending her money. See the irony?


I honestly have no clue how to handle this situation. Ugh.
Hey Saul, I'm sorry your situation is so frustrating.


When you bring up CS to your ex, do you ask an open question like "Can we talk about CS?" If so, and since you say she's frustrated, maybe you can devise a starting proposal for the two of you to discuss.


Propose that each of you assume certain definite, equivalent expenses for your son. If she pays for his clothing, you pay for his soccer league (or baseball or whatever - you get my drift). Each of you pays groceries and child care expenses when he is in your custody, so that should be relatively equal. Who carries the health insurance? Provide an offset for that. Perhaps even stipulate that each of you contributes X amount into a savings or college fund.


I'm sure that in six years your ex has become accustomed to the additional income, but if you lay out an expense spreadsheet like the one I suggested it will be harder for her to protest.


I actually would periodically give my ex a list of the girls' monthly expenses so he had a sense of where the CS went. I thought that was only fair and was in the spirit of what the CS is for.


How do you think your ex would respond if you proposed a reworked agreement?
 
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saulgoode is offline saulgoode Post #22  March 10,2009, 2:19pm
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Hey Saul, I'm sorry your situation is so frustrating.


When you bring up CS to your ex, do you ask an open question like "Can we talk about CS?" If so, and since you say she's frustrated, maybe you can devise a starting proposal for the two of you to discuss.


Propose that each of you assume certain definite, equivalent expenses for your son. If she pays for his clothing, you pay for his soccer league (or baseball or whatever - you get my drift). Each of you pays groceries and child care expenses when he is in your custody, so that should be relatively equal. Who carries the health insurance? Provide an offset for that. Perhaps even stipulate that each of you contributes X amount into a savings or college fund.


I'm sure that in six years your ex has become accustomed to the additional income, but if you lay out an expense spreadsheet like the one I suggested it will be harder for her to protest.


I actually would periodically give my ex a list of the girls' monthly expenses so he had a sense of where the CS went. I thought that was only fair and was in the spirit of what the CS is for.


How do you think your ex would respond if you proposed a reworked agreement?
Oh, I'm the spreadsheet king. I do enterprise-level programming in Excel, and I'm an anal-retentive engineer. I even send plots, paretos, nifty pivot tables amortized by month and item, you name it.


I try to be civil, but it's an emotional topic for me, and for her, and there's blood on the floor between us.


It's not the math that gets me, or that gets her. I may have to wean her off it, rather than take it all at once. It's a significant paycut for her. Since it's after-tax money, I guess it's equivalent to about a 10-15% paycut for her(I haven't seen her income since the divorce, and it was deflated in the papers, sans bonuses).


The numbers are on my side, no doubt about it, esp. when you consider debt-to-asset ratios, that I still payon a second loan we took out for her house,and the fact that she's about 15yrs ahead of me on her house, and but for a 7-series BMW, she'sdebt-free.


But, as another poster said it, I take the path of least resistance. Whatever keeps us civil is in the best interest of my son. I say to my Bro sometimes, "I just see that CS as incentive to make more money."


Anyway, I try not to get too worked up, but yesterday TWO people called me an idiot for paying her CS. Jeez.


- Saul
 
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RobInPlano is offline RobInPlano Post #23  March 10,2009, 5:44pm
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There's no way you're an idiot if you believe that it is helping make things better for your son.


Sometimes, math and justice just don't matter.
 
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cameracollector is offline cameracollector Post #24  March 11,2009, 7:30am
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There's no way you're an idiot if you believe that it is helping make things better for your son.


Sometimes, math and justice just don't matter.
my thoughts exactly - but you said it better, Rob.
 
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saulgoode is offline saulgoode Post #25  March 11,2009, 7:36am
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There's no way you're an idiot if you believe that it is helping make things better for your son.


Sometimes, math and justice just don't matter.


my thoughts exactly - but you said it better, Rob.
These are wonderful comments, thanks. My Bro and a family are over-protective, and over-reactive. No one in my IRL support network makes much sense to me, so I tend to do things against the grain most of the time, under the guise of "doing the right thing." I tend to not discuss these matters much IRL.


Ironically, my ex-wife is about the most reasonable person I know. Even happily-married folks clash over money. We bicker, find a balance, then move on. I listen carefully to her advice, and try hard not to destroy our relationship, which is already battered and torn from six years a-floating on stormy seas.


- Saul
 
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