soulsista is offline soulsista Post #1  January 25,2012, 5:43am
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Hi All,

I have been seeing my boyfriend now for just over a year.

We are great together. Have great chemistry, same sense of humour, have fun together, he treats me really well, but there is a major issue, that is bugging me.

when we first met up, he told me he had been married three times. I was willing to accept that. He also smoked, I told him, I didnt want to be with a smoker, and he assured me he was giving up. Here it is now, and he still hasn't given up. That's not my major issue though.

My main issue is with money and him. From the beginning of our relationship he has been broke. Blamed it on his divorce, then he filed for bankruptcy whilst we were together, still I was willing to accept it. But I noticed how tight he was with money. And it really annoyed me. But again, I accepted it. Then when we were recently away on holiday, he borrowed 250 dollars from me. He told me he would pay me back. Now here it is several months later and no money at all from him.

My divorce comes through shortly, and he had said he would file for his at the same time. when i asked him if he was going to , he told me 'money was tight'. I got annoyed and said 'its always tight with u - you can't do your divorce because of your lack of money, you can't give up smokng ( a course he was going to do anti smoking) because of you being tight with money, and you still haven't paid me back for the spending money.

then he said " well the dinners we have been going to in last two weeks, I have been chipping it off that what I owe you" . that was the last straw for me. I am an old fashioned girl, and feel that he should have paid me back that money, much earlier, and without me having to ask him several times. I felt a bit insulted by that comment, as I hadn't agreed for it to come off the amount he owed me.

I am financially secure, he has no financial security whatsoever and he is 51.

I am so disappointed because the other aspects of the relationship work so well, but i don't want someone who is always penny pinching.

Just wanted some advice pls. Feeling quite sad at the moment, because we came to the conclusion now that until he gets his finances in control, we wont see each other.

He has never had a house in his life, has always rented. he has no savings now, lives with his friend, pays cheap rent, and still has no money, even though he has been working since june last year.

any advice very appreciated.

I think that he doesnt understand or appreciate the value of money. to me, it is important. love is not enough. I am not saying he has to be so wealthy or anything, but have some financial security behind him, he still has nothing, one year later. all i hear is excuses from him, the last straw was him not paying me back. I am a single mum, who also has bills. he supports no one but himself.
 
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Ingytravel is offline Ingytravel Post #2  January 25,2012, 9:11am
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soulsista wrote :
Hi All,

I have been seeing my boyfriend now for just over a year.

We are great together. Have great chemistry, same sense of humour, have fun together, he treats me really well, but there is a major issue, that is bugging me.

when we first met up, he told me he had been married three times. I was willing to accept that. He also smoked, I told him, I didnt want to be with a smoker, and he assured me he was giving up. Here it is now, and he still hasn't given up. That's not my major issue though.

My main issue is with money and him. From the beginning of our relationship he has been broke. Blamed it on his divorce, then he filed for bankruptcy whilst we were together, still I was willing to accept it. But I noticed how tight he was with money. And it really annoyed me. But again, I accepted it. Then when we were recently away on holiday, he borrowed 250 dollars from me. He told me he would pay me back. Now here it is several months later and no money at all from him.

My divorce comes through shortly, and he had said he would file for his at the same time. when i asked him if he was going to , he told me 'money was tight'. I got annoyed and said 'its always tight with u - you can't do your divorce because of your lack of money, you can't give up smokng ( a course he was going to do anti smoking) because of you being tight with money, and you still haven't paid me back for the spending money.

then he said " well the dinners we have been going to in last two weeks, I have been chipping it off that what I owe you" . that was the last straw for me. I am an old fashioned girl, and feel that he should have paid me back that money, much earlier, and without me having to ask him several times. I felt a bit insulted by that comment, as I hadn't agreed for it to come off the amount he owed me.

I am financially secure, he has no financial security whatsoever and he is 51.

I am so disappointed because the other aspects of the relationship work so well, but i don't want someone who is always penny pinching.

Just wanted some advice pls. Feeling quite sad at the moment, because we came to the conclusion now that until he gets his finances in control, we wont see each other.

He has never had a house in his life, has always rented. he has no savings now, lives with his friend, pays cheap rent, and still has no money, even though he has been working since june last year.

any advice very appreciated.

I think that he doesnt understand or appreciate the value of money. to me, it is important. love is not enough. I am not saying he has to be so wealthy or anything, but have some financial security behind him, he still has nothing, one year later. all i hear is excuses from him, the last straw was him not paying me back. I am a single mum, who also has bills. he supports no one but himself.
So wait...let me get this straight...you all have been dating for a year and BOTH of you are STILL married!!!...

You keep saying 'his divorce'...but he is married..you are married....until those go through...that is a fact not an opinion...

This is a total mess and a disaster of a relationship from the start...

You absolutely knew that he had filed for bankruptcy and has been short on money from the moment you met...So why in the world would you expect him to be able to pay for these dinners and all the things that you expect a man to pay for???

As well as no one is going to give up smoking for someone else. Especially in their 50's...If they don't want to do this...they won't..plain and simple...

It seems like you both rushed into having affairs (again...you are both married) and all you want to do is take this man and mold him into someone he is clearly not.

He is a married, smoker, who doesn't have any money. It's financially irresponsible of you to pressure him to go out all the time and pay for things that he obviously can't afford. You should be encouraging him to NOT spend a single dime on anything and building his finances back up again. No cable tv, no computer, no dinners out, no vacations, nothing...

Also, if he needed to borrow money from you...where do you think he will get this extra money to pay you back?

You do realize that a bankruptcy lasts for 7 years one one's credit report so they cannot buy a car, house, get a credit report and have trouble even opening a bank account. It's going to take a lot of hard work and brown bagging it for years to get back on his feet again.

Just curious, does he have a legal job where he pays taxes and is not accepting anything ''under the table"?

As I mentioned, this whole situation between you two is a mess from the start and you are being blind to who this man really is and expecting him to be something he is not.
 
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Wiseman2 is online now Wiseman2 Post #3  January 25,2012, 9:52am
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He is not chronically cheap or broke he is a gigolo who lives off women. Of course he is charming, and it's just this one crisis or that one...and of course he'll quit smoking, get divorced, get a job, pay you back,etc.....

Read up on love fraud..it can happen to anyone with a decent home, job or credit. Often these guys have one women supporting them while they use their (your) money to court and set up the next (or concurrent) women.

Cut your losses ....these things can go on for years....they do not get better on empty promises.....the "rest of the relationship is good" because parasites are happy to bleed you and alternate charm with poor me...Good Luck
 
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tweet37 is offline tweet37 Post #4  January 25,2012, 9:55am
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*shakes head*

Let's see....

Married three times = dealbreaker
Still married = dealbreaker
Financially irresponsible = dealbreaker
Smokes = dealbreaker
Lies = dealbreaker
Cheapskate = dealbreaker

Tell us again all the positive attributes that are just so overwhelming?
 
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jimmyh452 is offline jimmyh452 Post #5  January 25,2012, 10:24am
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He's a walking deal breaker but she's responsible for this more than he is. These are all dealbreakers to her and yet she pursued a relationship with him with plans to change him.

when will women learn to stop trying to change men?!?

tweet37 wrote :
*shakes head*

Let's see....

Married three times = dealbreaker
Still married = dealbreaker
Financially irresponsible = dealbreaker
Smokes = dealbreaker
Lies = dealbreaker
Cheapskate = dealbreaker

Tell us again all the positive attributes that are just so overwhelming?
 
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brokensmile76 is offline brokensmile76 Post #6  January 25,2012, 10:43am
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jimmyh452 wrote :
He's a walking deal breaker but she's responsible for this more than he is. These are all dealbreakers to her and yet she pursued a relationship with him with plans to change him.

when will women learn to stop trying to change men?!?
I agree. If dating a non-smoker is important to you, don't get involved with a smoker. Even if he says he will quit. If you met a guy that was addicted to cocaine and told you that he would quit, would you want to take a chance with that guy? I agree with the other posts about it was wrong for you to think you could change his habit of smoking.

You should not be dating anyone until your divorce is finalized and don't get involved with any men that are not legally divorced either. It's a walking disaster either way. You both need to process the divorce in your head, learn from it, heal from it and only when you are able to be over the drama and ready to emotionally be involved with someone else; only then should you start dating.

Married three times??? That's a major red flag. That's nice that you were so eager to overlook that detail but why would you? There is obviously a reason for it. It can't be that all three women he married were horrible women. Look at the big picture, the common denominator is HIM!

He sounds like he is not responsible about much in his life and he doesn't care to be either. He has no plans to change his financial situation and why should he when he dates women that will loan him money?! He's one of those guys that will probably not file for divorce for years because he can't "afford it". Heck, he's probably trying to get alimony off his last wife. I bet you she was the bread winner and divorced him for being lazy and spending all their money.

Dump this zero, take some time to get your divorced squared away, enjoy singleness for a bit and when you are ready to date, make a list of 5 must haves and 5 deal breakers and stick to those when meeting men. Don't be fooled by charm and empty promises. You'll only get hurt.
 
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FairOne is offline FairOne Post #7  January 25,2012, 10:44am
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Sorry to hear of your plight Soulsista. Couple of thoughts:

Clearly there were some things about this guy that you didn't like from the beginning but you thought they might get better. They haven't. He's not good at keeping his word (smoking, paying back the money) and if I were you i'd expect more of the same. It will hurt for a bit, but the best thing to do is to break it off now, now that you see this isn't going anywhere. In the future, i'd try to find someone who didn't have any big glaring qualities that I didn't like from the beginning.
 
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scully98 is offline scully98 Post #8  January 25,2012, 10:58am
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what in the world? you're still dating this guy after knowing all you know about him?

he's cheap, he's broke, he's a loser, he's a liar and he's married. break up with him. move on. he will just drag you down with him.
 
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Ingytravel is offline Ingytravel Post #9  January 25,2012, 11:03am
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Keep in mind that the OP is married herself as they have been having this affair for a year now!..Before they even filed for divorce from their spouses...So she can't fault him for this particular issue...
 
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DancingFool is offline DancingFool Post #10  January 25,2012, 11:11am
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tweet37 wrote :
*shakes head*

Let's see....

Married three times = dealbreaker
Still married = dealbreaker
Financially irresponsible = dealbreaker
Smokes = dealbreaker
Lies = dealbreaker
Cheapskate = dealbreaker

Tell us again all the positive attributes that are just so overwhelming?
At a wild guess he is good in bed and knows very well how to flatter her damaged ego and pour on the compliments and fake sugar. Enough to ignore blatant deal breakers.
 
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