Getting my life together

I, for one, am very frightened by this attitude of "Well, she seemed like she was just exaggerating. Huh..."

I also have no training whatsoever, but I do have common sense, and I think it is not a good idea for an untrained non-professional to tell people "it's probably all in your head".

Which just goes to show... why do people come to an advice board like this with any kind of serious problems?

Which just goes to show... why do people come to an advice board like this with any kind of serious problems?

For the same reason they can't pay the bills on time.

Though whether internet is a cause, or a symptom, of procrastination, is a seperate question.

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To Bridge47,

One place to start is to try to automate routine tasks - an industrial revolution for your home, if you will.

- Use a personal finance software (and always.)

- Reduce the number of bills in the first place. This will save money as well as time and effort.

- As much as practical, set up recurring bills to charge a credit card automatically.

- Set up the credit card to pay itself automatically from your checking account. (I don't do this one, personally, because I don't want an error - like the gas company misreads the meter - taking too much from a checking account.)

- Always have a line of credit to backstop the checking account, in case a mistake makes too big a withdrawal.

With half a day setting it up, you should be able to eliminate most bills (well, not eliminate the bills, just not have to deal with them manually on a deadline.)

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I assume you live alone, but even if so it is possible to share housework.

Perhaps one day this weekend you and your partner clean your home thoroughly, then have a nice dinner together. Next weekend, do the opposite. Many hands make light work. This also allows to specialize (you do the things you're better at, as does he), which reduces the total effort.