With Connecticut having one of the largest concentration of insurance companies in the country, the competition has very little effect. You can go out & shop around but will find little difference with each charging more yearly for less service.

I think that you overestimate the willingness for any company to reduce its pricing. Even with growing profits it is very rare for a company to not accept the extra profit. They often do not pass savings onto their clients.

You say that government involvement is corporatism but that would not equate to a change at all then. Health care is that now & would be that after any bill is passed.

I can also tell you that a doctor wanting more patients is NOT a good thing in health care. It is very bad as I have seen offices that will never turn down new patients.

They cannot handle the volume that they currently have & the only thing that more volume accomplishes is less care.

I have seen them take on an obscene amount of newcomers while being unwilling to spend the money to hire more people to handle such volume. They don't mind if their is no personal involvement with the patient or if the see you for 5 minutes & never return your phone calls.