[quote=saulgoode;787272]You spend $15,000 on healthcare?

I pay $50/mo per person on mine. My employer docs me about $100/mo on top of that.

I don't come out nearly to $15,000, even for a family of 4.

Why not?

Because I keep high, oh-sh.t style deductibles, and I limit my time seeking care.

In other words, I DO NOT seek treatment I neither need, nor can afford.

That's the problem. Those videos Dito put up say the same thing.

We're buying too many things we cannot afford. Quit being a nation of whiners, pay for your cr.ap, make the states stop monopolizing the industry, take away the fed gov't altogether, and let's be done with this problem.

I don't see what the big deal is, or why it's so complicated.

You limit your time seeking care? That must mean that you and your family members don't have serious illnesses. If one of yours got cancer, MS, was in a catastrophic accident, you are telling me that you wouldn't seek treatment for them if you couldn't pay for it out of pocket? How noble of you. One event is more than enough t o blow through even very high deductibles. And you would see how quick your company is to find a way to deny coverage for necessary, even life saving treatment.

I had an insurance company decide a year AFTER THEY PAID THE DOCTOR that $50k worth of treatment should not have been covered. Could you handle $50K in a single year for out of pocket expense? And where is the fault in getting treatment that the company had initially decided to pay for? Was that getting treatment I couldn't afford?

If your premiums are so low, it is a reflection, as you note, of what your employer offers. Not everybody gets the same options, or even more than a choice or two. You think the government shouldn't decide people's healthcare choices? Why should someone's employer have that power?

Your views are incredibly myopic. That's the nicest thing I can say.