I have met a lot of quality men online (not on eHarmony, who rarely gives me matches, but on other sites) that I never would have met in any other way as it is unlikely that our paths would have ever crossed. I have also met a few guys who creeped me out. But... you can come across guys like that in "real life," too... and the chances of coming across a real creep in a bar seem higher than online to me.

As I won't date anyone from work, I already know all the guys at my small church, and won't just hang out in a bar to meet guys, it is rare that I meet any "eligible bachelors" outside of online sites.

Actually, I think it is safer to meet someone online, as you can get to know them a bit before actually meeting. Just be sure you always have a safety/out lined up on a first date... a girlfriend who you can call from the bathroom and say "call me and give me an excuse to get away from this guy!" And make sure you check in with a friend at the end of the date so they know you got home safely. Drive yourself to meet him at a public place... don't let him pick you up for the first date. You probably won't meet "the one" on the first time out, so be patient and try to have fun in the process!